Volunteer Micro-finance Projects in Ghana
- Placement locations:Cape Coast
- Role: Helping vulnerable individuals or groups to become small scale entrepreneurs
- Business Sector: Micro-finance
- Accommodation: Host families
- Price: From
- What’s included? Food, accommodation, transfers to and from our specified airport, transport to and from work where required, travel and medical insurance, personal webpage, induction and orientation, 24/7 support
- What’s not included? Flights, visa costs, spending money
- Length of placement: From 2 weeks
- Start dates: Flexible
The aim of our Micro-finance project in Ghana is to assist local individuals and groups in working their way out of poverty. This is done through the provision of small loans which, over time and with our guidance, they will reimburse. Following complete reimbursement of the loan, new candidates will be selected to join the programme.
Volunteers will help to equip these entrepreneurs with the training and skills needed to start and run their own businesses. Through small scale entrepreneurship, individuals will be able to secure a sustainable future for themselves and their families.
More specifically, this Micro-finance project will target vulnerable groups in Ghanaian society, and give them the head-start that they need to empower themselves within the community.
Volunteering on the Micro-finance project in Ghana
As a volunteer, you will work with two different groups of people in Cape Coast.
The first group lives at a leprosy camp. In Ghana, most people believe that those who were affected by leprosy are still contagious or that they are a bad omen, so they are shunned from society. A village-like camp was set up on the outskirts of Cape Coast as a home for people who suffered from leprosy, as well as their families.
Members of the leprosy camp are eager to become more self-sufficient but since leprosy is considered a disability, no institutions will offer them loans or support.
Projects Abroad will be offering interest-free loans and business training to men and women in the community who have started their own businesses and are looking to expand. We are the only organisation which offers this kind of service to the people in the camp.
The second group of people we work with are women from the local fishing community of Abukem, located on the outskirts of Cape Coast. Fishing is the main source of income here, but it is a seasonal business, which puts financial pressure on the community, and it is dominated by men.
The women are uneducated, and are eager to learn more about running their own businesses. Volunteers will help empower these women by providing basic education (literacy, numeracy and English language skills), planning and running business skills workshops, and offering interest-free loans provided by Projects Abroad to develop their businesses.
Your role on the Micro-finance project
Apart from the activities mentioned above, you will work with the Micro-finance Project Coordinator on the following tasks:
- Bookkeeping, database and profile updating.
- Assist with workshops and English/Maths lessons.
- Do research on how to introduce new businesses and develop existing ones.
- Monitor business plans once they are implemented and provide guidance and support to the beneficiaries.
- Prepare regular reports.
The Micro-finance project runs all year round so you can join us at any time. You do not need any prior experience but it is important that you have a keen interest in this area and are flexible, a good communicator, and are willing to learn.
It would also be useful for you to take an additional Twi language course, either before or during the project so that you become familiar with the local Ghanaian language which is widely spoken in the communities you will be working with.
You can join the Micro-Finance project in Ghana for two or three weeks if you don't have time to join us for four weeks or more. This project has been selected by our local colleagues as being suitable for short term volunteering for both the host community and the volunteer. Although you will gain a valuable cultural insight and work intensely within the local community please be aware that you may not be able to make the same impact as someone volunteering for a longer period.